Money

Money, tax and the gestor

Money in the everyday running of a business: VAT, receipts, bank costs, working with your accountant.

Articles (2)

Desk with receipts, a calculator, an account book and a laptop (illustrative image)

Money

Which receipts and invoices you must keep, for how long, and in what form

Every quarter, bags of receipts travel to gestorías across Marbella. Some of them are needed, some are not, and all of them have a legal retention period. Here is the rule.

Updated · 1 October 2026

Tray with coffee, bread, tomato and olive oil served on a marble table (illustrative image)

Money

VAT at 4, 10 and 21 percent: what each rate means in a bar and in a shop

Three rates, dozens of edge cases, and a quarterly return that depends on getting each sale right. A plain guide for the two kinds of business that struggle most with it.

Updated · 1 October 2026